Blockchain technology is increasingly recognized as a transformative innovation in banking; however, empirical research has largely overlooked the role of employees, who are central to its implementation. Addressing this gap, this study examines employees’ awareness, perceptions, and behavioural intentions toward blockchain adoption in the Indian banking sector. Using a quantitative approach, primary data were collected from 200 employees of selected public and private sector banks. The study extends the Technology Acceptance Model (TAM) by incorporating perceived trust, cost, strategic value, risk, and security. Descriptive statistics, Pearson’s Chi-square test, and multiple linear regression analysis were employed. The findings reveal significant differences in blockchain awareness across demographic and professional characteristics. Regression results indicate that perceived ease of use, trust, cost, and strategic value positively influence employees’ attitudes, while perceived usefulness, risk, and security show no significant effect. Employees’ attitudes strongly predict their behavioural intention to adopt blockchain. The study provides employee-centric insights for effective blockchain implementation in Indian banks.
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